ALLEGATIONS To Be Proven In A COURT OF LAW! (And we will!). DBA's, FEIN, NAIC, TDI Company NUMBERS explained (below): Keep reading! And observe the various EXHIBITS! All the way to the bottom of page. Great information! Once again, after the YEAR of 2006, LEADER INSURANCE COMPANY nor LEADER SPECIALTY INSURANCE COMPANY is listed on their own Corporate REGISTRANT. Never again! LEADER SPECIALTY INSURANCE COMPANY goes through a Voluntary DISSOLVEMENT (according to Records) the "winding up" (finishing off) process completed on 08/30/2007. No such INFORMATION on LEADER INSURANCE COMPANY. You see, this such PROCESS, would include shutting down everything. OPEN BANK ACCOUNTS as well. If LEADER INSURANCE COMPANY would have gone through, and completed DISSOLVEMENT PROCEEDINGS, there shouldn't of, and couldn't of, been any ILLEGAL BANK ACCOUNTS, under their Name. And still operating! All of this should of, and could of, been shut down. ...We have found 1 ILLEGAL ACCOUNT (whether HOLDING COMPANY, or NOT). Wonder how many more , either were, or still is, in operation??? ALLEGATIONS to be proven in COURT. And WE will!
We've found COURT DOCUMENTS that shows a legal NAME CHANGE from LEADER INSURANCE COMPANY to INFINITY AUTO INSURANCE COMPANY. The date January 17, 2006. Registered in the STATE of Florida, February 17, 2006. But we haven't found ANY INFORMATION on a DBA (doing business as) filing, in any STATE! According to the DOCUMENTS we have secured!
Judging from the 7 EXHIBITS above, LEADER INSURANCE COMPANY and LEADER SPECIALTY INSURANCE COMPANY were out-of-business (the winding down period concluded) about the same time. The date 08/30/2007. The 2 Companies were off the CORPORATE REGISTRANT as of 2006, never to be seen again. The BBB Report confirms this action. Both gone. Information afforded on the Company's Display. Examine the 7 Exhibits above. And pay close attention to the different INSURANCE COMPANIES mentioned above each one. INFINITY AUTO INSURANCE COMPANY is one. The other INFINITY INDEMNITY INSURANCE COMPANY. All 4 INSURANCE COMPANIES are a part of 1 huge Corporation. It's just that each of the 4 is, and was 100%, Separate Entities. No taking over for debunked INSURANCE COMPANIES. Each COMPANY, whether in business or not, does their own thing. Each one of them, whether in business or not, has their own individual Tax Identification Number. Just to prove my point. NO ALIASES HERE! This point will be argued in COURT. And we will Win this Argument. ALLEGATIONS to be proven in COURT. The Deception was to make people think that they were Aliases of each other. Not in these cases! Each one, either swims, or sinks. As you can observe. Two of them didn't make it. Yet, it is ILLEGAL to mix and match ACCOUNTING RECORDS. That's a No, No! Again! ALLEGATIONS to be proven in COURT. And we will. Finally, notice how LEADER INSURANCE COMPANY was receiving my INSURANCE PREMIUMS, when LEADER SPECIALTY INSURANCE COMPANY was named as my CARRIER. And (per CONTRACT) my CARRIER should have been INFINITY INDEMNITY INSURANCE COMPANY. They issued monthly statements, and Declaration Papers every 6 months (upon renewal). In spite of the fact that LEADER SPECIALTY INSURANCE COMPANY was named as my CARRIER (per Personal Auto Policy Change Request), per INSURANCE AGENT! Really! Who in their right mind would ask to be set up with an out-of-business CARRIER??????? The Agent knew better! ALLEGATIONS to be proven in COURT. And we will! What about INFINITY AUTO INSURANCE COMPANY????? We will examine their role in this during COURT TIME. ALLEGATIONS to be proven in a COURT of LAW. And we will! The participation of an OPEN ACCOUNT with LEADER INSURANCE COMPANY'S name on it, is really damaging for the Defendants. I just cannot figure out, how they can explain this one away. This company (Leader Insurance Company) crossed company lines to (illegally) receive my insurance payments. And no one within the CORPORATiON corrected this action. Which means that it was INTENTIONAL. And it happened multiple times. For more than a year. No mistake. And then there was a COVERUP! ALLEGATIONS to be proven in a Court of Law. Except for RICO, MONEY LAUNDERING etc, etc etc. There isn't too many other ways to explain it. ALLEGATIONS to be proven in a COURT of LAW. And we will! What about INFINITY AUTO INSURANCE COMPANY????????? They have a big part in this as well. ALLEGATIONS are that " multiple insurance companies " within the INFINITY PROPERTY and CASUALTY CORPORATION, knew about what was going on. Seems like a SCAM (a racket) to me. ALLEGATIONS to be proven in a COURT of LAW. And we will! A lot more evidence, than you can imagine. ALLEGATIONS to be proven in a COURT of LAW. And we will!
Bank Statement (BELOW) showing the ILLEGAL DEDUCTION! There were several. And lasted for more than a year! ALLEGATIONS! The ILLEGAL DEDUCTION made was for $885.86 (left corner of statement, top line). On 09/11/2013. And posted to my ACCOUNT on 09/12/2013. There's only 1 way to explain this, because it happened several times, for more than a year! Money LAUNDERING, False ACCOUNTING (if the amounts were accounted for, at all), Tax EVASION (because the DEDUCTIONS taken, were probably invisible to the IRS)(not accounted for, and not reported), and RACKETEERING! It all equals RICO! One word! ALLEGATIONS to be proven in a COURT of LAW. And we will. Observe below, when you get to it. This isn't the first time these institutions have been CAUGHT doing something ILLEGAL. Someone in the GROUP couldn't produce Insurance Producer License, upon Request (in the State of Pennsylvania) ( during the period of Examination). After viewing the EXHIBIT below, further down is information on a REVIEW done by the Insurance Commissioner of Pennsylvania, done on LEADER SPECIALTY INSURANCE COMPANY. But check out the BANK STATEMENT first. Right below!
Consider the 2 different FEIN NUMBERS for (first company) INFINITY INDEMNITY INSURANCE COMPANY. And (second company) INFINITY AUTO INSURANCE COMPANY. They are certainly different. Aren't they! Consider the 4 EXHIBITS, 2 above. And then 2 below. An explanation of the meaning of FEIN follows, etc., follows.
I, Lemuel Bradham, and my Legal Team has never found a Fictitious Name Filing for LEADER INSURANCE COMPANY, anywhere. Not in Texas! Not in Florida! And not in their Home State, Ohio! We do not believe that ONE was filed! It is certainly required by LAW, to do so!
TDI stands for Texas Department of Insurance (above).
The various NUMBERS are different, especially when dealing with 100%, Separate Entities, such as the ones which I was affected by. Which means No Messing Accounting Records. No Receiving of Another Company's INSURANCE PREMIUMS (especially if you are OUT-OF-BUSINESS). And even when IN-BUSINESS, don't do it. No mixing, matching, and/or "hiding funds" which is what I believe these various companies were doing. Not only RICO! But Conspiracy to Defraud, etc, etc., etc. ALLEGATIONS to be proven in a COURT OF LAW. And we will! We will prevail!
Pennsylvania Insurance Commissioner Report, on LEADER SPECIALTY INSURANCE COMPANY. Not good! Read below:
Above: A Market Conduct Examination was conducted on LEADER SPECIALTY INSURANCE in the State of Pennsylvania, during the year of 2005. The Report came out in 2006. The year that both LEADER INSURANCE COMPANY and LEADER SPECIALTY INSURANCE COMPANY disappeared from The Corporate Subsidiary REGISTRANT. Someone was found to be operating without "INSURANCE PRODUCER LICENSE." Read above! We will continue this conversation, later. This was the Insurance Company listed as my CARRIER in 2013 til the end of 2014. To be continued:
History of Infinity Property and Casualty Corporation. The different ways the different subsidiaries (companies) were adjoined/ and disadjoineb. Maybe the following information will help in explaining how we think that this SCAM was pulled off! ALLEGATIONS to be proven in a COURT of LAW! And we will. Keep reading!
Just to give you a HINT (before you start reading the information below). LEADER INSURANCE COMPANY was 1 of the 5 COMPANIES bought up in 2002. The various COMPANIES formed what is called THE INFINITY PROPERTY and CASUALTY CORPORATION. Within 1 of the divisions was LEADER INSURANCE. They were 1 of the 5 major divisions. Within this major division was LEADER SPECIALTY INSURANCE COMPANY. Yeap! The former was the latter's BOSS (so to speak). And of course, LEADER INSURANCE COMPANY, had to answer to the CORPORATION. As time went on, around 2005, LEADER INSURANCE COMPANY and LEADER SPECIALTY INSURANCE COMPANY, went their separate ways. But they (the both of them) were still part of the Corporation. But INFINITY INSURANCE was named the PARENT SUBSIDIARY over all the other subsidiaries. At this time, 2004, LEADER INSURANCE COMPANY had no control over LEADER SPECIALTY INSURANCE. With the Acquisition of INFINITY INSURANCE COMPANY (as the Parent Subsidiary), LEADER INSURANCE was no longer the BOSS of any SUBSIDIARY.They were both placed into different brackets, with no further relationship to each other. But still, part of this huge Corporation, so named INFINITY PROPERTY and CASUALTY CORPORATION. In other words. They were still a part of the Corporation. Each one of them, as it was in 2002, 100% owned. And SEPARATE ENTITIES! I will present the REGISTRANT (again) for 2004, 2005, and 2006. And information about the (forming year), 2002. Just to let you observe how the 2 of them were on the REGISTRANT for a few years. And after 2006, BOTH WERE GONE! No more REGISTRANT for these 2. Observe the EXHIBITS BELOW, starting with the year 2002. I will focus more on the 2 debunked INSURANCE COMPANIES than anything else. These EXHIBITS will be brought up in Court. Shall we!
Within the EXHIBIT above, Infinity Insurance Company and Leader Insurance Company, were pretty much of the same rank. With no real Parent Subsidiary! Let's go to the next year, 2005.
In this EXHIBIT, notice that LEADER INSURANCE COMPANY and LEADER SPECIALTY INSURANCE COMPANY are now of equal standing. With INFINITY INSURANCE COMPANY, the PARENT SUBSIDIARY! Now let's go to the next EXHIBIT.
There is a BIG PROBLEM with this REGISTRANT! The 2 NEW COMPANIES of INFINITY AUTO INSURANCE COMPANY, and INFINITY INDEMNITY INSURANCE COMPANY seems (as if) they are a REBIRTH of LEADER INSURANCE COMPANY and LEADER SPECIALTY INSURANCE COMPANY. No such thing! There are no ALIASES HERE! The BBB REPORT would have never concluded LEADER INSURANCE COMPANY to be out-of-business, if it was a situation of ALIASES. The ALLEGATIONS are that the CORPORATION made it seem as if the 2 debunked companies were transformed into other ALIAS COMPANIES. But no such thing! The BETTER BUSINESS BUREAU knows WHO are aliases, and WHO are not! The BBB would have never reported these companies to be out-of-business for close to 12 years (at the current time ) if this was an ALIAS SITUATION. It is what is called a DECEPTION! The manner in which these 2 debunked subsidiaries were used! The ALLEGATIONS are that of TRICKERY by the CORPORATION. No ALIASES HERE! ALLEGATIONS to be argued in a COURT of LAW. And we will. In this particular Corporate Setup, you observe many "formerly(s)". Don't you? I only wonder " how many others" were used improperly????????? In this setup, COMPANIES either sink or swim. No other Company takes over their Accounting Records. It is the "end of the road" for those particular COMPANIES. A (so-called) new COMPANY should have a different FEIN (tax number), etc., etc. We shall see at COURT TIME. No "piggy-backing" the other (former company). We shall see! You observe the ALLEGATIONS, to be proven in a COURT of LAW. And we will. Please remember that each one of the COMPANIES are 100% owned. And are SEPARATE and COMPLETE ENTITIES. There are (in the very sense of the WORD) NO "former COMPANIES". They are " what they are". Whether "alive and kicking". Or on the other hand, " debunked ". We will take this, all the way to the SUPREME COURT, if necessary. Businesses are (in this situation) according to CORPORATE LAW, what they are." THEY are alive, or dead!" No "piggy-backing". That is ILLEGAL! Those are the ALLEGATIONS. After the year of 2006, you never see LEADER INSURANCE COMPANY nor LEADER SPECIALTY INSURANCE COMPANY, on the CORPORATE Subsidiary REGISTRANT again. For example: If " John Doe dies. You take over John Does's house. You are NOT John Doe! You are WHO you are. You cannot use John Doe's driver's license. Because you are not John Doe. You cannot use John Does's bank account. Think of John Doe as a 'complete and separate person.' In a lot of ways, isolated, but controlled by a Higher Power." These (so-called) newly formed companies, are not John Does. They are, "who they are". And once they die off., that's it. The (so-called) next Company, has to do their own thing. And that's it! John Doe as mentioned earlier, doesn't exist anymore. It is truly an " odd thing" that if this is the "same company" in any possible way (whether small or large), why change the name? BECAUSE THEY ARE DIFFFERENT! That's why! CORPORATE LAW surrounding and pertaining to 100% owned.,Separate Entities, states that they are different. NO EXCUSES! Let's go to the year of 2007, below. Shall we! (Pretty good argument.) Isn't it. Just wait til COURT TIME....
The Subsidiary of the REGISTRANT for INFINITY PROPERTY and CASUALTY CORPORATION for the year of 2007!
LEADER INSURANCE COMPANY and LEADER SPECIALTY INSURANCE COMPANY, GONE!
The year of 2006 is the last time you see these 2 debunked companies on the REGISTRANT. Both of them according to Records were DISSOLVED as of 08/30/2007! NO ALIASES. If it was an "ALIAS CONDITION", wouldn't you want to bring your " loyal customers " with you??? No one could get (directly) in touch with these businesses. The mail was returned as undeliverable by the BBB. Telephones had been disconnected. Confirmed by the BBB. And no follow-up address or other information was given. The BBB gave them nearly 10 years before concluding their existence (or nonexistence) to be terminated, one way or another. To remain inactive. Or come back to life. And received nothing. I doubt if I would have waited that long. The Better Business Bureau was more than patient!
Exhibit above: 2013 Corporate Subsidiary REGISTRANT for The INFINITY PROPERTY and CASUALTY CORPORATION.
LEADER INSURANCE COMPANY and LEADER SPECIALTY INSURANCE COMPANY, Both Gone!
The date of 2013 was the year in which I was given LEADER SPECIALTY INSURANCE COMPANY as my CARRIER. Also when LEADER INSURANCE COMPANY was receiving my insurance premiums. When I participated in a Personal Auto Change Request, I certainly didn't ask to be hooked up with 2 debunked INSURANCE COMPANIES. What do you think? Also, when it comes to the STATUTE OF LIMITATIONS for this case, it doesn't commence (start to run) until the last act was committed. This sort of ACT didn't occur until January 2017. Just to let you know. Plenty of time. Case to be filed SOON!
Exhibit (above and below) are 1 Subsidiary REGISTRANT. That of the year 2016. I wanted you to see, all of it. Especially the part of ownership of 100% on the right side of page. Neither LEADER SPECIALTY INSURANCE COMPANY or LEADER INSURANCE COMPANY are listed! Both gone! And please remember the Better Business Bureau Report. List these guys to be GONE since August 07, 2006. You can see that the REPORT was correct. And never answered the mail. Also, didn't leave a forwarding address, per BBB REPORT. Who would cut off their telephones? And expect to (still) be in business, per BBB REPORT? Isn't this strange? We will sort this out in COURT. ALLEGATIONS to be proven in a COURT of LAW. And we will!